I am not really focused on paying off the student loan as I am getting ready to buy a house and the student loan is only 3% interest. I only have about 2K left on it so I should be able to pay it off pretty quick after I buy the house. I currently have a 6 month emergency fund but most of that will be wiped out because I will have to use it for the downpayment on the house so I’ll have to start over. I just got Dave’s book yesterday, The Complete Guide to Money and am excited to start reading it.