but a year or two before my wife quits her high powered job, I might have to try and really institute a real budget to keep her based in reality. We practically live off my salary now, but I will probably cut back on eating out at work and try and ride my bike more places. I told her to plan a really expensive vacation while she is still working. I am doing my 50th birthday in Munich in two years during Oktoberfest and won’t be skimping on much.